RECOVERY EFFORTS

NATIONAL

TYPE OF PROGRAM MORE INFO CONTACT
LOAN The U.S. Small Business Administration (SBA) offers low-interest loans and other resources to assist small businesses post disaster http://1.usa.gov/K76sRE

https://www.sba.gov/local-assistance

Call 1-800-659-2955 (TTY: 1-800-877-8339)

email [email protected]

LOAN Kiva Microloans have expanded to the US: In addition to 0% interest and no fees, U.S. applicants for a Kiva loan will have access to the following-
Expanded eligibility: More businesses in the US will be eligible for a Kiva loan.
Larger loans: The maximum loan on the Kiva platform will increase from $10,000 to $15,000.
Grace period: New borrowers may access a grace period of up to 6 months for greater financial flexibility.
https://www.kiva.org/
LOAN/GRANT The Paycheck Protection Program is part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This is a nearly $350-billion program intended to provide American small businesses with eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. You can read the bill in its entirety here. https://www.fountainheadcc.com/apply-relief-loan/
https://bench.co/blog/operations/paycheck-protection-program/
FINANCIAL AID Operation Hope https://www.hopeinsidecovid19.org/recovery
FINANCIAL AID Amazon Small Business Relief Fund https://amazonsmallbusinessrelief.force.com/SelfRegisterPage
TAX RELIEF Tax Relief in Disaster Situations https://www.irs.gov/newsroom/tax-relief-in-disaster-situations
RESOURCE BUSINESS CONTINUITY AND DISASTER RECOVERY CHECKLIST FOR SMALL BUSINESS OWNERS http://www.continuitycentral.com/feature0501.htm
ASSITANCE Community Development Block Grant Disaster Recovery Program https://www.hudexchange.info/programs/cdbg-dr/
MENTAL HEALTH SAMHSA’s Disaster Distress Helpline provides 24/7, 365-day-a-year crisis counseling and support to people experiencing emotional distress related to natural or human-caused disasters. To reach out for free 24/7 counseling or support, contact the Disaster Distress Helpline at 1-800-985-5990 or text “TalkWithUs’ to 66746
RESOURCE How to Document and Calculate Loss https://www.bisimplified.com/_pdf/article_411/Article4.pdf
RESOURCE The Basics of Business Interruption Insurance http://www.cpaidea.com/assets/The_Basics_of_Business_Interruption_Insurance.pdf
RESOURCE The Disaster Help Desk is a resource available to your business. If this is the first time you are thinking about disaster recovery, reach out for help to ask the questions of what you need to think about, do first, who to call, things to consider, etc. Contact the National Disaster Help Desk at 1-888-MY BIZ HELP (1-888-692-4943) or visit www.facebook.com/usccfhelpdesk or https://twitter.com/USCCFhelpdesk.
GRANT Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where we operate. We’ll share more details as they become available. https://www.facebook.com/business/boost/grants?ref=eml
SERVICE Adobe Connect free for 90 days
SERVICE Logmein/GoToMeeting free for 3 months to current users/critical response teams https://blog.gotomeeting.com/coronavirus-disruptions-and-support/
RESOURCE How to pause federal student loans, phone bills, etc https://www.nytimes.com/article/coronavirus-money-unemployment.html#link-3c2b8d5f

BY STATE

STATE WEBSITE
Alabama – AL https://governor.alabama.gov/newsroom/2020/03/gov-ivey-alabama-small-businesses-can-seek-sba-covid-19-disaster-loans/
Alaska – AK http://dhss.alaska.gov/dph/Emergency/Pages/prepared/recovery.aspx
Arizona – AZ https://schweikert.house.gov/resources-small-businesses
Arkansas – AR https://www.arkansasstatechamber.com/covid-19-coronavirus-and-arkansas/
Arkansas – AR AR Economic Development Commission Quick Action Loan ProgramAllocation of $4,000,000 from the Governor’s Quick Action Closing Fund
Eligible companies may apply for a loan or loan guaranty of up to $250,000.
Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)
Community Development Block Grant (CDBG)Up to $12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide grants to eligible local governments with which to provide direct economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. AEDC is undertaking necessary regulatory steps required by the federal government to implement this assistance.For questions about ways AEDC can assist your business during this time, contact us by email or phone:Email: [email protected]
Phone: 501-682-1121 or toll-free: 1-800-ARKANSAS https://www.arkansasedc.com/covid19
California – CA (LA ONLY) https://ewddlacity.com/index.php/microloan-program
California – CA (Berkeley ONLY) https://berkeleyrelieffund.org/apply/
California – CA (SAC ONLY) https://cityofsac.forms.fm/covid19-relief/forms/7750
California – CA (SF ONLY) https://oewd.org/covid-19-small-business-resiliency-fund
California – CA (SF ONLY) https://www.mainstreetlaunch.org/san-francisco-launch/
California – CA (LONG BEACH ONLY) http://www.longbeach.gov/economicdevelopment/covid-19-business-support/
California – CA (OAKLAND ONLY) City of Oakland Business Tax Relief; Paid Sick Leave In response to this crisis, the City’s Finance Department will waive late payment penalties for small businesses resulting from failure to file taxes due March 1, 2020 on time due to COVID-19.To apply for a payment plan or to seek waiver of penalties due to COVID-19, please call the customer service line at (510) 238-3704 or email [email protected] businesses can receive direct help from the City’s Business Assistance Center by visiting oaklandbusinesscenter.com and completing the online assessment form. Staff in the Business Assistance Center will then work directly with the business to connect them with Oakland’s many business support organizations that offer financial products, technical assistance and other services to help local small businesses sturdy themselves in face of the pandemic.

Please visit oaklandbusinesscenter.com for the latest information

The City is reminding all workers and employers of Oakland’s voter-approved sick leave benefits. During the COVID-19 pandemic, it is important that workers have the ability to take paid time off when they are sick. Measure FF, voter-approved in November 2014, requires the accrual of paid sick leave for any individuals employed in Oakland. The minimum rate of accrual is one hour paid sick leave for every 30 hours worked. Employers with less than 10 employees must allow employees to accrue up to 40 hours of paid sick leave at a time and larger employers with 10 or more employees must allow employees to accrue at least 72 hours of paid sick leave. If an employee feels as if their paid sick leave accrual is not accurate, they should reach out to [email protected]

Through the Keep Oakland Housed program, services are available to all Oakland residents who are at risk of losing their housing. In addition to emergency financial assistance to help with rent, utility payments, and other housing-related costs, the program also offers supportive services and legal representation for tenants with an active eviction lawsuit. https://www.oaklandca.gov/news/2020/city-of-oakland-outlines-small-business-workforce-support-to-mitigate-impacts-of-covid-19
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California – CA https://www.gov.ca.gov/wp-content/uploads/2020/03/3.17.20-EO-motor.pdf
California – CA https://www.ibank.ca.gov/small-business-finance-center/
California – CA https://www.edd.ca.gov/pdf_pub_ctr/de8714rrb.pdf
California – CA https://business.ca.gov/coronavirus-2019/
Colorado – CO https://choosecolorado.com/covid19/
Colorado – CO (DENVER ONLY) https://www.denvergov.org/content/denvergov/en/environmental-health/news/coronavirus-info/support-services/small-business-emergency-relief-program-form.html
Connecticut – CT https://portal.ct.gov/DECD/Content/Coronavirus-for-Businesses/Coronavirus-for-Businesses
Delaware – DE https://business.delaware.gov/2020/03/12/news-release-sba-to-provide-disaster-assistance-loans-for-small-businesses-impacted-by-coronavirus-covid-19/
Florida – FL https://floridadisaster.biz/BusinessDamageAssessments
Florida – FL https://floridadisasterloan.org/
Georgia – GA https://disasterloan.sba.gov/ela/
Hawaii – HI https://www.hawaiicounty.gov/Home/Components/News/News/444/720
Idaho – ID https://commerce.idaho.gov/covid-19/
Illinois – IL https://www.icc.illinois.gov/authority/collateral-recovery
Illinois – IL (CHICAGO ONLY) https://www.surveymonkey.com/r/COVID19Chicago
Indiana – IN https://isbdc.org/indianacovid19smallbusiness/?fbclid=IwAR19BTgwDK47INbaBU9AEX4R-orasBTdwoQTXPy9Pm9Xtet1LIJJIEUfxMQ
Iowa – IA https://www.iowaeconomicdevelopment.com/our-agency-detail-resources/6710
Kansas – KS https://govstatus.egov.com/coronavirus
Kentucky – KY https://govstatus.egov.com/coronavirus
Louisiana – LA https://www.opportunitylouisiana.com/covid-19-assistance
Louisiana – LA (NOLA ONLY) New Orleans Business Alliance Gig Economy Relief FundNOLABA is committing $100,000 to initiate the fund, with a goal of increasing the fund assets to a minimum of $500,000. We have issued a charge across the community to encourage business leaders, philanthropy, and concerned New Orleanians to contribute to increase the potential reach and impact of this relief effort.Click here for eligibility requirements and an application: https://www.nolaba.org/relief-fund/
Maine – ME https://www.maine.gov/labor/docs/2020/COVID-19Resources.pdf
Maryland – MD https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-grant-fund
Massachusetts – MA Baker-Polito Administration Small Business Recovery Loan Fund Announced economic support for small businesses with a $10 million loan fund to provide financial relief to those that have been affected by COVID-19. To be eligible, businesses (includes nonprofits) must be Massachusetts-based, impacted by COVID-19, and have under 50 full- and part-time employees. Businesses must have been profitable as of 3/10/20, with no adverse personal credit reports 60 days past due for the past 6 months. Loans are immediately available with no payments due for 6 months.Application info here:https://www.empoweringsmallbusiness.org/what-we-offer/emergency-loan-funds/covid-19-loan-fundhttps://www.mass.gov/news/baker-polito-administration-announces-10-million-small-business-recovery-loan-fund
Massachusetts – MA https://www.mass.gov/info-details/covid-19-resources-and-guidance-for-businesses
Massachusetts – MA https://philanthropyma.org/grantmakers-philanthropic-advisors/resources/disaster-and-emergency-relief-resources
Massachusetts – MA https://www.empoweringsmallbusiness.org/who-we-help/small-business-owners
Michigan – MI https://www.michiganbusiness.org/about-medc/covid19/
Minnesota – MN https://www.mnchamber.com/blog/covid-19-business-toolkit
Mississippi – MS https://mdes.ms.gov/unemployment-claims/covid19/
Missouri – MO https://labor.mo.gov/coronavirus
Montana – MT https://www.tester.senate.gov/?p=press_release&id=7297
Nebraska – NE https://www.aicpa.org/content/dam/aicpa/advocacy/tax/downloadabledocuments/coronavirus-state-filing-relief.pdf
Nebraska – NE https://governor.nebraska.gov/press/gov-ricketts-issues-executive-order-provide-relief-restaurants-and-bars-during-covid-19
Nebraska – NE (OMAHA ONLY) Omaha COVID-19 Response Fund Coronavirus resources Fund to provide flexible resources to organizations in the metro area working with communities who are disproportionately impacted by coronavirus and the economic consequences of this outbreak If immediate assistance is needed, contact the United Way: https://www.unitedwaymidlands.org/2-1-1/
Nevada – NV https://nevadasbdc.org/
New Hampshire – NH https://www.nheconomy.com/covid19
New Jersey – NJ https://www.state.nj.us/njoem/worldtrade5.html
New Mexico – NM https://gonm.biz/about-us/covid-19-response/
New Mexico – NM Economic Development Department COVID-19 Business Loan Guarantee Program The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following: working capital, inventory and payroll.
New York – NY https://www1.nyc.gov/site/sbs/businesses/covid19-business-outreach.page
New York – NY http://www.nyssbdc.org/Coronavirus.html
New York – NY https://www.surveymonkey.com/r/N336ZYB
North Carolina – NC https://edpnc.com/nc-business-relief-resources-covid-19/
North Dakota – ND https://ndresponse.gov/covid-19-resources/covid-19-business-and-employer-resources
Ohio – OH https://coronavirus.ohio.gov/wps/portal/gov/covid-19/home/resources-for-economic-support
Oklahoma – OK https://www.inhofe.senate.gov/coronavirus-sba
Oregon – OR http://www.oregon4biz.com/Coronavirus-Information/
Pennsylvania – PA https://www.pachamber.org/coronavirus/
Rhode Island – RI https://www.sba.gov/offices/district/ri/providence
South Carolina – SC https://www.ncdhhs.gov/divisions/public-health/coronavirus-disease-2019-covid-19-response-north-carolina/businesses-employers
South Dakota – SD https://www.benefits.gov/benefit/1504
Tennessee – TN https://www.tnchamber.org/coronavirus
Texas – TX https://gov.texas.gov/business/page/coronavirus
Utah – UT https://coronavirus.utah.gov/business/
Vermont – VT https://www.vtsbdc.org/coronavirus/
Virginia – VA https://wexton.house.gov/services/coronavirus.htm
Washington – WA https://www.governor.wa.gov/issues/issues/covid-19-resources/covid-19-resources-businesses-and-workers
Washington – WA https://esd.wa.gov/SharedWork
Washington – WA https://esd.wa.gov/unemployment/temporary-layoffs
West Virginia – WV https://wvchamber.com/Additional-Resources/Coronavirus-Guide-for-Employers.aspx
Wisconsin – WI https://wedc.org/programs-and-resources/small-business-2020/
Wyoming – WY http://wyomingworkforce.org/data/epidemiology/coronavirus/